Become a SmartSaver!

Join Tobias Helmut Gerhard, and 15,000 other investors from 40 countries growing their wealth
Estimate your return after 5 years
(9.96% APY)
Invest
€100
€500k
Your return will be
€ 151,896
The displayed amount above reflects the total invested funds in the 12-month Vault.
Become a SmartSaver!
Join Tobias Helmut Gerhard, and 15,000 other investors from 40 countries growing their wealth
Estimate your return after 5 years
(9.96% APY)
Invest
€100
€500k
Your return will be
€ 151,896
The displayed amount above reflects the total invested funds in the 12-month Vault.
Why join SmartSaver?
Up to 9.96% APY
Fantastic returns you can track daily
cardImage
Instant investing, great growth
On average, SmartSaver users make an investment every 10 minutes. And with instant card deposits, it couldn’t be easier to start growing your wealth.
cardImage
Open a Vault, Amplify your earnings
Vaults offer 8.87% and 9.96% APY on 6 or 12-month terms. A new Vault is opened every 30 minutes. Start with just €100 and enjoy better daily returns - time to open yours?
cardImage
Easy withdrawal
Access your SmartSaver funds when you need them within 10 business days. Please note the actual period of withdrawals may be longer subject to the Terms of Use.
cardImage
Great returns, Great rewards
Along with the great referral bonus, you'll get €5 free for signing up to SmartSaver, and if you invest more than €500, you'll be entered into a weekly lucky draw to win a €100 reward!
cardImage
Zero fees, endless possibilities
No fees of any kind. With a minimum to start of just €10 and the option to invest up to €500K, achieve bigger goals, sooner
Invest into consumer credit agreements concluded by the Creditstar Group
Why investors love us*
1
High rates
70% rank our high, competitive rates as a top advantage—earn up to 9.96% APY and build passive income effortlessly
2
Ease of use
75% of users love our clean, user-friendly platform – saving has never been simpler
3
Daily compounding
80% of our investors highlight daily growth as their favorite benefit—watch your savings compound every day
*Insights based on August 2024 research with active SmartSaver investors.
Trustpilot
We do our best to provide you the best experience ever
Disclaimer
We kindly ask you to note that no guarantees are offered for investments made with SmartSaver. We advise to carefully evaluate the risks associated with investing in consumer loans and seek professional advice before starting to invest money via SmartSaver. For more info please also familiarize yourself with the Risk Disclosure Statement. Considering the operating principles of SmartSaver you may not always be able to withdraw the full investment amount immediately, in which case you will simply receive payouts in installments instead.