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Become a SmartSaver!

Join Aras Azuolas, and 15,000 other investors from 40 countries growing their wealth
Estimate your return after 5 years
(10.52% APY)
Invest
€100
€500k
Your return will be
€ 162,235
The illustration shows the returns after 5 years, assuming you have invested in two 24-month vaults and one 12-month Vault consecutively.
Become a SmartSaver!
Join Aras Azuolas, and 15,000 other investors from 40 countries growing their wealth
Estimate your return after 5 years
(10.52% APY)
Invest
€100
€500k
Your return will be
€ 162,235
The illustration shows the returns after 5 years, assuming you have invested in two 24-month vaults and one 12-month Vault consecutively.
Why join SmartSaver?
Up to 10.52% APY
Fantastic returns you can track daily
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Instant investing, great growth
On average, SmartSaver users make an investment every 10 minutes. And with instant card deposits, it couldn’t be easier to start growing your wealth.
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Open a Vault, Amplify your earnings
Vaults offer 8.33% and 10.52% APY on 6 or 24-month terms. A new Vault is opened every 30 minutes. Start with just €100 and enjoy better daily returns - time to open yours?
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Easy withdrawal
Access your SmartSaver funds when you need them within 10 business days. Please note the actual period of withdrawals may be longer subject to the Terms of Use.
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Great returns, Great rewards
Along with the great referral bonus, you'll get €5.00 free for signing up to SmartSaver, and if you invest more than 500, you'll be entered into a weekly lucky draw to win a 100 reward!
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Zero fees, endless possibilities
No fees of any kind. With a minimum to start of just €10 and the option to invest up to €500K, achieve bigger goals, sooner
Invest into consumer credit agreements concluded by the Creditstar Group
Why investors love us*
1
High rates
70% rank our high, competitive rates as a top advantage—earn up to 10.52% APY and build passive income effortlessly
2
Ease of use
75% of users love our clean, user-friendly platform – saving has never been simpler
3
Daily compounding
80% of our investors highlight daily growth as their favorite benefit—watch your savings compound every day
*Insights based on August 2024 research with active SmartSaver investors.
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We do our best to provide you the best experience ever

Monefit is part of Creditstar Group, a well-established fintech group offering responsible credit solutions and innovative financial services with more than 1.2m+ clients in Europe.
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Disclaimer
We kindly ask you to note that no guarantees are offered for investments made with SmartSaver. We advise to carefully evaluate the risks associated with investing in consumer loans and seek professional advice before starting to invest money via SmartSaver. For more info please also familiarize yourself with the Risk Disclosure Statement. Considering the operating principles of SmartSaver you may not always be able to withdraw the full investment amount immediately, in which case you will simply receive payouts in installments instead.

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